CORE
SERVICES

HOW WE HELP

We design tailored health plan solutions that simplify employee benefits while driving results for our clients. Our expertise covers self-funding strategies, ACA compliance, cost management, life insurance, retirement planning and wellness programs. More than just advisors, we’re trusted partners-helping clients and their employees navigate the complexities of healthcare and benefits with clarity, confidence, and care.

CORE SERVICES

CUSTOM BENEFIT PACKAGES

COMPLIANCE AND REPORTING

PERSONALIZED SERVICE MODEL

COST CONTAINMENT STRATEGIES

what we do

Multi-State Employee Benefit Specialists

J GARD Benefits services over 40 clients throughout the U.S. with the majority of our clients in the Southwest. We work with national carriers and networks and can quote business in the majority
of states.

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Employee Benefits

Medical (Fully-Insured and Self-Funded)
Dental
Vision
Life Insurance (Group and Individual)
Short and Long Term Disability
Other Services: 401K and 403B

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Voluntary Benefits

Short and Long Term Disability
Long Term Care
Critical Illness
Accident
Hospital Indemnity
Whole Life
Term Life
AD&D (Accidental Death and Dismemberment)

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Value-Added Benefits

ACA Compliance and Reporting
Benefit Plan and Plan Doc Analysis
Online Enrollment
In-Person Enrollment
Wellness Programs
EAP / Mental Health
Pharmacy Benefit Management
Contract Analysis & Negotiation
Human Resources

Other Ways We Can Help Your Business

We consult in other areas related to benefits and put you in touch with
experts in: Payroll, Human Resources, Compliance, Mental Health & Recovery & Financial Wellness & Human Capital

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Vendor Management

We monitor our vendor partners closely to ensure they are delivering what we promise. We are consistently vetting potential partners whose goals and values align with ours so we can provide the most current innovations and products.

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TPA Solutions

When considering a self funded option, selecting the right Third Party Administrator (TPA) is key. We will place your group with one of our preferred TPA partners so we can maintain oversight.

Stop Loss (Reinsurance) Protection

As part of your self funded program, this protects employers from catastrophic claims by capping the financial liability and giving peace of mind with a max out of pocket amount.