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At J Gard Benefits, we often hear from employers who wish their employees better understood just how much their company invests in their benefits. Health insurance and related programs represent a significant portion of an employee’s total compensation — and often one of the largest expenses an employer takes on each year.

Even with employer-sponsored health plans, care still comes at a cost for employees and their families — from monthly premiums to deductibles and out-of-pocket expenses. It’s no surprise that 77% of employees say financial concerns, including medical costs, are a top source of stress.

At the same time, providing benefits also comes at a high cost for employers. When those benefits are underutilized or misunderstood, everyone loses — employees miss out on valuable resources, and employers don’t see the full return on their investment.

The good news is that many carriers are taking proactive steps to help members better understand their benefits — offering educational tools, digital platforms, and communication campaigns to drive awareness and engagement. But having a knowledgeable benefits broker to guide you through this process can make all the difference. A good broker helps ensure your employees not only understand what’s available to them, but also how to make the most of those benefits throughout the year.

Many employers are also finding value in providing annual total compensation statements — personalized summaries that show employees the true cost of their benefits, from health insurance and retirement contributions to paid leave and employer taxes. These statements can be a powerful way to reinforce how much your organization invests in its people.

When employees understand the full value of their benefits and compensation, they tend to feel more engaged, appreciated, and loyal. In fact, employees who are most satisfied with their benefits report up to 25% higher engagement than those who are least satisfied.²

At J Gard Benefits, we believe helping employees see the full picture of their compensation and benefits isn’t just good communication — it’s a smart strategy that leads to healthier, happier, and more productive workplaces.

Contact J Gard Benefits to learn how we can help your organization build stronger employee understanding, improve benefit engagement, and make the most of your investment in your people.